Our Products

Every tool your business needs to grow and get paid

One platform, ten powerful services — built for African businesses ready to move faster, reach further, and earn more.

Merchant Service

Your business is open the moment you sign up

The moment you create a Moolre account, you automatically get a Moolre wallet. From there, your Merchant Service is ready to go — whether you run a shop, offer services, or sell on the go, Moolre puts the full payment experience in your hands.

"Abena runs a fabric shop in Kumasi. Customers walk in, she shares her virtual POS link via WhatsApp, they pay with MoMo in seconds — and by 6pm, her full day's earnings have settled to her bank account."

Activated wallet on signup
Accept MoMo & card payments
Virtual POS links via WhatsApp/SMS
USSD payment acceptance
Real-time transaction dashboard
Daily auto-settlement to MoMo or bank
Create Your Merchant Account
Merchant Service
Auto-settlement daily
Payment Collection
Instant invoicing
Payment Collection

Stop chasing payments — let them come to you

Create professional invoices and payment bills in seconds, send them to your customers, and get notified the moment they pay. Whether you're a school collecting fees, a freelancer billing clients, or a business managing recurring payments — Moolre brings order to your cash flow.

"A driving school with 200 students sends a payment bill to each learner at the start of the month. Students pay via MoMo or card, the dashboard shows who has and who hasn't paid — no spreadsheets, no stress."

Create & send invoices instantly
Generate payment bills for any service
Accept MoMo, card & bank payments
Track who has & hasn't paid
Withdraw proceeds anytime
Full payment history & reports
Start Collecting Payments
USSD Service

Reach every customer — no smartphone, no internet needed

Own a USSD shortcode and open your services to millions across Ghana — including feature phone users. Build custom flows using our template builder or connect via API. Perfect for payments, fundraising, data collection, and more.

"An NGO running a nationwide fundraising campaign gets a dedicated USSD code. Donors anywhere in Ghana dial in from any phone, choose their amount, and give — raising GHS 200,000 in a single weekend."

Shared & dedicated USSD codes
No smartphone or internet needed
Visual template builder
Full REST API integration
Fundraising campaigns
All Ghana networks supported
Real-time transaction reports
Get a USSD Code
USSD Service
All networks supported
Bulk Disbursement
Real-time delivery status
Bulk Disbursement

Pay 500 people in the time it takes to pay one

Whether it's monthly salaries, student allowances, vendor refunds, or event honorariums — Moolre Bulk Disbursement lets you disburse money to hundreds of people simultaneously, directly from your web browser. Save your contacts or upload a CSV and let Moolre do the rest.

"An NGO distributing monthly stipends to 300 field workers uploads a CSV every month-end. Within minutes, every worker receives an alert — payments confirmed, no queues, no trips to the bank."

Upload CSV or save contacts
Pay salaries, stipends & allowances
MoMo & bank transfer support
Schedule disbursements in advance
Per-recipient delivery status
Auto-generated payment reports
Start Disbursing
SMS Service

Your message, your name, every phone in Ghana

SMS still reaches everyone — and with Moolre's bulk SMS service, you can send thousands of messages under your own sender ID in seconds. Promotions, reminders, alerts, announcements — delivered fast, tracked in real time, at pricing that makes sense.

"A university sends exam timetables to 5,000 students at once. The messages arrive from 'UniAccra', the school's sender ID — students know exactly who it's from, and the registrar saves hours of manual calls."

Custom sender ID (your brand name)
Send to any network in Ghana
Bulk contact upload
Scheduled or instant delivery
Real-time delivery reports
Affordable per-message pricing
Send Your First SMS
SMS Service
Bulk SMS in seconds
WhatsApp Service
WhatsApp Business API
WhatsApp Service

Meet your customers where they already are

Over 90% of Ghanaians with smartphones use WhatsApp daily. With Moolre's WhatsApp Service, you connect directly to the WhatsApp Business API — sending transactional messages, promotions, and interactive flows through the platform your customers trust most.

"An e-commerce store sends order confirmations, shipping updates, and delivery notices via WhatsApp. Customer satisfaction scores jump — because updates arrive where customers actually read them."

WhatsApp Business API access
Create rich message templates
Send transactional messages
Automated customer interactions
Broadcast promotions at scale
Message delivery tracking
Connect WhatsApp
Storefront Service

Your own online store — live in minutes, not months

You don't need a developer or a big budget to sell online. Moolre Storefront gives you a beautiful, pre-built website designed to showcase your products and close sales — with payments already built in. Share your store link on Instagram, WhatsApp, or anywhere online.

"A designer making handmade bags sets up her Moolre storefront in 10 minutes. She posts the link on Instagram — by the next morning she has 12 orders and GHS 1,800 collected, all without touching a website builder."

Pre-built professional website
No coding or hosting needed
Add products with images & prices
Built-in payment collection
Shareable store URL
Customisable branding & colours
Build Your Storefront
Storefront Service
No developer needed
Sales Service
Inventory tracking
Sales Service

Know exactly what you have, what you've sold, and what you've earned

Moolre Sales Service is your business's back-office powerhouse. Add your products, set prices, track your inventory, and monitor every sale — all in one place. Pair it with your Moolre Storefront for a complete online selling experience from listing to payout.

"A boutique owner adds 80 clothing items to her Sales dashboard with sizes, prices, and stock counts. When a customer buys from her storefront, inventory updates automatically — no more selling what's already out of stock."

Full inventory management
Track stock levels per product
Monitor all sales transactions
Sync products to your storefront
Sales reports & insights
Multiple product categories
Manage Your Sales
API Service

Plug Moolre directly into your application

Building a fintech product, an internal tool, or an e-commerce platform? Moolre's developer-ready API gives you full access to our payment infrastructure — collections, disbursements, wallet management, and more. Set up callback URLs and get real-time transaction events fired straight into your system.

"A logistics startup integrates Moolre's API to handle driver payments automatically. When a delivery is confirmed, the system triggers a disbursement to the driver's MoMo — no human input required."

Full REST API documentation
Custom callback URLs
Collections & disbursements via API
Sandbox testing environment
Webhook events for all transactions
Secure API key management
API Service
REST API + Webhooks
Affiliate Service
Earn commissions
Affiliate Service

Grow your income by growing ours — together

Love Moolre? Get rewarded for sharing it. Our affiliate programme lets you earn real commissions every time someone you refer signs up and starts transacting. Track your referrals, monitor earnings, and watch your wallet grow — all in real time from your dashboard.

"A social media influencer shares her Moolre affiliate link with her 20,000 followers. Within a month, 150 merchants have signed up through her link. She earns commissions on every transaction they process — passive income that keeps growing."

Unique referral link
Earn commission per referred merchant
Track referrals in real time
No cap on earnings
Commission paid to your wallet
Full earnings breakdown dashboard
Join the Affiliate Programme

Ready to put all of this to work for your business?

Sign up in minutes, activate the services you need, and start transacting today. No setup fees, no complexity.